Hybrid Premium Financing

Hybrid Premium Financing does not require a letter of credit from a major bank and interest payments are accrued. The client will be required to sign a partial personal guarantee on the loan balance. This guarantee and the policy death benefit serve as collateral. This is appropriate for senior clients age 68 and above in good health, seeking a two or five year plan for five million or more in coverage. Many major carriers approve this type of plan. Katz Life Group works with all of the reputable providers in this space to broker these loans for your clients through the FFL Loan Advantage Program™.