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Get More Hybrid Mileage With Premium Financing

"Get more Mileage with Premium Financing." The pros and cons of hybrid financing by Gershon Yarmush, VP Operations

Let The Ink Dry!

"Let the Ink Dry!." The dangers of contestable sales/STOLI by Gershon Yarmush, VP Operations

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Life Insurance Premium Financing

What if we told you there was a way to triple or quadruple your earnings selling life insurance? We can show you how to use the power of premium financing to sell UL policies to seniors that have targets in the range of $200,000 to $3,000,000. That's per case!

You may have found that a lot of promoters, GA's, fellow agents or even clients have talked to you about premium financing, and each one of the them seemed to be telling you about a different concept. Since there are fifty plus different premium finance promoters and programs in this country, we act as your broker to filter them, and to support and educate you through the process. The first thing we will do is teach you the definition of premium finance and group the plans in three basic categories.

Premium financing supplies a loan that is fully collateralized for the funding of life insurance premiums. The significant differences between the plans are in the areas of collateral, interest rates and fees, out of pocket, duration or loan term and carrier acceptance.